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Founder Finances

Free tool

Business Account Needs Finder

A requirements profile, not a league table.

There is no universally best business account. This builds a profile of what you actually need — cash handling, integrations, team access, international payments — so you can judge any provider against it.

Last reviewed:

Eight questions about how you actually trade

0 of 8 answered

  1. 1. How is the business set up?

    Business structure

    Structure decides whether a business account is a legal necessity or just good practice.

  2. 2. Do you handle cash or cheques?

    Cash and cheques

  3. 3. What do you use for bookkeeping?

    Accounting software

  4. 4. Does anyone else need access to the money?

    Team access

  5. 5. Do you pay or get paid in other currencies?

    International payments

  6. 6. Roughly how many transactions go through each month?

    Transaction volume

  7. 7. Do you need an overdraft or lending from the same provider?

    Borrowing

  8. 8. How do you want to get help when something goes wrong?

    Support

Your requirements profile

Answer the questions and this panel builds a list of the features your account genuinely has to have, plus the things worth checking before you switch. Nothing you select leaves your browser.

Assumptions this tool makes

  • The output is a requirements profile. It does not rank providers and does not claim any account is best.
  • A partner is only shown when your answers indicate the product could plausibly fit, and the limitations are shown with it.
  • Fees and features change constantly — always check the provider's current published pricing.

The formulas used

  • requirement_flags = derived from each answer
  • fit_note = shown only where a partner product plausibly matches every hard requirement

Estimates only. This is a planning aid, not regulated financial advice, tax advice or a personal recommendation. Figures are rounded deliberately to avoid false precision. Your answers stay in your browser: nothing you type here is sent to us, to a partner or to an advertising platform. Read the full disclaimer.

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